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Handypay Home Improvement Loan

The Handypay Home Improvement Loan offers rates from 7.37% p.a. (7.63% p.a. comparison rate*). on loans of $2,000 to $75,000.


Updated 28 September 2023

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Expert Review

Introducing the Handypay Home Improvement Loan – an unsecured loan with a fixed rate of 6.99% p.a. (7.62% p.a. comparison rate). With loan amounts from $2,000 to $75,000 and loan terms from 1-7 years, you can find a repayment plan that suits your needs and budget. An establishment fee of $250 applies and there are no ongoing fees charged per month for this product.

According to Stay or Go's personal loan comparison review, this product ranks amongst the 25% lowest interest rates when compared to other unsecured, fixed rate loans in market. It is a competitive choice for those looking for finance solutions that suit their needs and budget best. This may be a good choice if you’re looking to consolidate debt, renovate you house or go on that trip plus like the certainty of fixed repayment amounts over time too. Plus there’s no fee charged for paying out your loan early and loan finance is available within 3 business days once approved - giving you peace of mind when planning ahead financially.

Product Details
Fees

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Establishment fee from $250 applies

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$0 annual fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate of 7.37% p.a.

Loan Amount

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From $2,000 to $75,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Handypay website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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