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MoneyMe OneDebt Personal Loan

The MoneyMe OneDebt Personal Loan offers rates from 9.19% p.a. (10.58% p.a. comparison rate*). on loans of $5,000 to $50,000.

Updated 13 May 2024

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Expert Review

MoneyMe's OneDebt Personal Loan is an unsecured loan with a fixed rate from 6.95% to 22.95% p.a. (9.08% to 25.08% p.a. comparison rate). This loan offers amounts from $5,000 up to $50,000 and terms of 3-5 years with an establishment fee of $495 and ongoing fee of $10 per month.

According to Stay or Go's personal loan comparison review, this product ranks amongst the 25% lowest interest rates when compared to other unsecured, fixed rate loans in market. It is a competitive choice for those looking for a loan solution that fits their needs and budget perfectly. It may be a good choice if you’re looking to consolidate debt, renovate your house, go on that trip or just like the certainty of fixed repayment amounts. Plus, there are no fees charged for paying out the loan early and finance can be available within 2 business days once approved.

Product Details

$495 establishment fee

$10 ongoing monthly fee

No early repayment fee

Other fees may apply.


Fixed rate from 9.19% to 23.99% p.a.

Loan Amount

From $5,000 to $50,000

Loan Terms

3, 4 or 5 years

Unsecured loan


Before applying for this product, you should read the Target Market Determination (TMD) available here on the MoneyMe website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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