People's Choice Fixed Home Loan Package

The People's Choice Fixed Home Loan Package offers fixed rates from 3.24% p.a. (2.95% p.a. comparison rate*). Low deposit home loans.


Updated 22 May 2022

* See details below

Interest Rates
Enter scenario to see relevant rates
I want to borrow
with a deposit of
for my
Principal & Interest(% p.a.)
Rate
Type
Interest
Rate
Comparison
Rate*

1 Year Fixed

3.24%

2.95%

2 Year Fixed

3.89%

3.13%

3 Year Fixed

4.39%

3.36%

4 Year Fixed

4.84%

3.66%

5 Year Fixed

4.89%

3.85%

Interest Only(% p.a.)
Rate
Type
Interest
Rate
Comparison
Rate*

1 Year Fixed

3.94%

3.00%

2 Year Fixed

4.59%

3.22%

3 Year Fixed

5.09%

3.50%

4 Year Fixed

5.54%

3.84%

5 Year Fixed

5.59%

4.06%

Product Details
Our Fixed Home & Investment Loan Packages are a great choice to help you plan your budget while saving you extra money with rate and fee discounts on your loan, and on a wide range of products and services; all for one annual fee."
- People's Choice
Fees

•

$0 establishment fee

•

$395 ongoing annual fee

Other fees may apply.

Loan Amount

•

From $100,000

Feature

•

Split your loan into fixed and variable rate portions

•

Make extra repayments

•

Package discounts and benefits

•

Ability to lock in the current fixed rate

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the People's Choice website.

More information
* Comparison rate is based on a secured loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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