Compare Woolworths Credit Cards

Compare the latest Woolworths Credit Card offers. Review your existing Woolworths Credit Card. Get a better deal today.


Updated 18 May 2022

Sort:
Product Category
Qantas Frequent Flyer
Everyday Rewards

Offers 1 - 2 of 2

Are Everyday Rewards or Qantas Frequent Flyer better?

Which is best for you?

If you take out a Woolworths loyalty points Credit Card you’ll generally have the option to link it to Qantas Frequent Flyer or Everyday Rewards. We look at the pros and cons of each rewards program to help you choose which is right for you.

How Everyday Rewards works

The Everyday Rewards program is designed to give you flexibility in the way you choose to redeem rewards points. It allows you to accumulate rewards on your everyday purchases and doesn’t cap the number of points you can earn.


You can then spend these points acorss the following categories.

  • Shopping Discount. Money off your next shop at Woolworths
  • Airline partner. Everyday Rewards offering the following rates of exchange:
    • Qantas Frequent Flyer.2 Everyday Rewards Points = 1 Qantas Point

Which cards come with Everyday Rewards?

The Woolworths Everyday Platinum credit card is the only Woolworths credit card that features Everyday Rewards.

Summary of the benefits of Everyday Rewards cards

Woolworths Everyday Platinum
Fee$49
International transaction fee3%
Purchase rate19.99% p.a.
Free Daysup to 55
Rewards points earned

Earn Everyday Rewards Points

1point per $1 spent

How the Woolworths Qantas Frequent Flyer credit cards works

As the name suggests when you spend money on your Woolworths Qantas Frequent Flyer card, you earn Qantas Frequent Flyer Points directly. Points are uncapped and the amount you’ll receive depends on how much you spend.


Qantas Frequent Flyer program is extensive, giving you the opportunity to use points for domestic and international flights and upgrades. You can also redeem points for:

  • hotels
  • shopping, including gift cards and direct purchases from the Qantas Store
  • purchases through Qantas Wine
  • Qantas Travel Insurance, and
  • hire cars and fuel through BP

Which cards come with Qantas Frequent Flyer?

The Woolworths Qantas Platinum credit card is the only Woolworths credit card that features Qantas Frequent Flyer.

Summary of Woolworths Qantas Frequent Flyer Cards

Woolworths Qantas Platinum
Fee$169
International transaction fee3%
Purchase rate20.49% p.a.
Free Daysup to 55
Rewards points earned

Earn Qantas Points

0.5points per $1 spent

Which should you get: Everyday Rewards or Qantas Frequent Flyer ?

We’ve summarised the key benefits of both cards here. However, ultimately, whether you should choose one of the Everyday Rewards credit cards or one of the Woolworths Qantas Frequent Flyer depends largely on how you intend to redeem the points.


If you’re happy flying Qantas and shopping through its partners, then earning Qantas Frequent Flyer points directly can be a great option.


If cost is a consideration, it’s also worth noting that the Everyday Rewards cards tends to be slightly cheaper than the Woolworths Qantas Frequent Flyer cards.


Alternatively, if you don’t feel like you’ll get value out of rewards points, a low-cost no-frills card could save you money.

In short…

Both cards offer great rewards programs and the choice ultimately comes down to personal preference.


More information
* Select “learn more” for additional information regarding fees, interest rates, rewards and other features.
^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.
Copyright © 2022 Stay or Go Pty Ltd