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Compare Woolworths Credit Cards

Compare the latest Woolworths Credit Card offers. Review your existing Woolworths Credit Card. Get a better deal today.


Updated 22 April 2024


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Qantas Frequent Flyer
Everyday Rewards

Offers 1 - 2 of 2

Are Everyday Rewards or Qantas Frequent Flyer rewards better?

If you take out a Woolworths loyalty points Credit Card you’ll generally have the option to link it to Qantas Frequent Flyer or Everyday Rewards. We look at the pros and cons of each rewards program to help you choose which is right for you.

How do Everyday Rewards credit cards work?

The Everyday Rewards program is designed to give you flexibility in the way you choose to redeem rewards points. It allows you to accumulate rewards on your everyday purchases and doesn’t cap the number of points you can earn.


You can then spend these points across a range of categories, including . You can also convert your Everyday Rewards points to frequent flyer points with 1 different partners, including andQantas Frequent Flyer.


The following provides more information about these redemption options:

  • Shopping Discount. Money off your next shop at Woolworths
  • Airline partner. Everyday Rewards offering the following rates of exchange:
    • Qantas Frequent Flyer.2 Everyday Rewards Points = 1 Qantas Point

Which cards come with Everyday Rewards?

The Woolworths Everyday Platinum credit card is the only Woolworths credit card that features Everyday Rewards.

Summary of the benefits of Everyday Rewards cards

Woolworths Everyday Platinum
Fee$49
International transaction fee3%
Purchase rate19.99% p.a.
Free Daysup to 55
Rewards points earned

Earn Everyday Rewards Points

1point per $1 spent

How do the Woolworths Qantas Frequent Flyer credit cards work?

As the name suggests when you spend money on your Woolworths Qantas Frequent Flyer card, you earn Qantas Frequent Flyer Points directly. Points are uncapped and the amount you’ll receive depends on how much you spend.


Qantas Frequent Flyer program is extensive, giving you the opportunity to use points for domestic and international flights and upgrades. You can also redeem points for:

  • hotels
  • shopping, including gift cards and direct purchases from the Qantas Store
  • purchases through Qantas Wine
  • Qantas Travel Insurance, and
  • hire cars and fuel through BP

Which cards come with Qantas Frequent Flyer?

The Woolworths Qantas Platinum credit card is the only Woolworths credit card that features Qantas Frequent Flyer.

Summary of Woolworths Qantas Frequent Flyer Cards

Woolworths Qantas Platinum
Fee$169
International transaction fee3%
Purchase rate20.49% p.a.
Free Daysup to 55
Rewards points earned

Earn Qantas Points

0.5points per $1 spent

Which should you get: Everyday Rewards or Qantas Frequent Flyer?

Ultimately, whether you should choose a Everyday Rewards or a Woolworths Qantas Frequent Flyer credit card depends largely on how you intend to redeem the points.


If you’re happy flying Qantas and shopping through its partners, then earning Qantas Frequent Flyer points directly can be a great option.


If cost is a consideration, it’s also worth noting that the Everyday Rewards cards tends to be slightly cheaper than the Woolworths Qantas Frequent Flyer cards.


Alternatively, if you don’t feel like you’ll get value out of rewards points, a low-cost no-frills card could save you money.

In short…

Both cards offer great rewards programs and the choice ultimately comes down to personal preference.


More information
* Select “learn more” for additional information regarding fees, interest rates, rewards and other features.
^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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