The Adelaide Bank SmartFix Home Loan offers fixed rates from 5.39% p.a. (5.88% p.a. comparison rate*). Low deposit home loans.
Updated 15 July 2025
See what your bank will offer you to stay
* See details below
1 Year Fixed
5.64%
5.94%
2 Year Fixed
5.39%
5.88%
3 Year Fixed
5.39%
5.85%
4 Year Fixed
5.59%
5.89%
5 Year Fixed
5.59%
5.87%
1 Year Fixed
6.14%
6.03%
2 Year Fixed
5.89%
6.01%
3 Year Fixed
5.89%
6.01%
4 Year Fixed
6.09%
6.09%
5 Year Fixed
6.09%
6.11%
•
$299 establishment fee
•
$15 ongoing monthly fee
Other fees may apply.
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Split your loan into fixed and variable rate portions
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Save interest with an offset account
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Make extra repayments
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Redraw extra repayments that you have made
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Adelaide Bank website.