Review the best Low Interest Rate Credit Card offers and apply. Compare your existing card. Low rates from 9.9% p.a. Get a better deal with Stay or Go.
Updated 1 November 2024
Offers 1 - 10 of 42
It may seem obvious, however having a low interest rate credit card could save you hundreds, if not thousands of dollars in interest repayments over the life of the product. When comparing credit cards, Stay or Go calculates savings over a 3-year period, however many people hold onto the same credit card for 10+ years, so its important you get one that suit you, or it could cost you a lot more than it should. For example, if you had $12,500 owing on a credit card that charged 20% p.a. on the balance, it would cost you $1,400 more over 3 years compared to a 12.5% p.a. Low Rate credit card.
Its fair to say that, if you don’t pay off your credit card balance in full each month, you are almost certainly going to be financially better off on a Low Rate credit card. Even just for peace of mind, many people prefer to have a low rate credit card, ensuring they’re never faced with excessive interest charges if cash-flow was to become tight. That said, if you’re confident that you can always pay off the whole balance each month you may be financially better off on a low or no annual fee card. Further, if you are a high spender that clears your balance monthly, you may benefit from a rewards card when you consider what you get back for your spend.