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Compare Interest Free Credit Cards

Compare and apply for a leading Interest Free Credit Card. No interest ever. No international transaction fees. Get a better deal with Stay or Go.

Updated 22 May 2024

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Taking a leaf out of the Buy Now, Pay Later trend, Interest Free Credit Cards are a relatively new type of credit card that most major banks now offer. In addition to never charging interest, some of these cards also feature no international transaction fees and no late payment fees. Instead, they typically charge a simple monthly fee.

While never being charged interest is a great feature, interest free credit cards usually charge a monthly account fee. Another consideration is that, these products typically have quite small credit limits ($1,000 - $3,000), and to access a higher limit, you may need to pay a higher monthly account fee. Although there is a monthly account fee, its typically only charged in months that you use the card.

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* Select “learn more” for additional information regarding fees, interest rates, rewards and other features.
^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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