HomeHome LoansAdelaide BankSmartSaver Home Loan

Adelaide Bank SmartSaver Home Loan

(no longer for sale)

The Adelaide Bank SmartSaver Home Loan offers variable rates from 6.04% p.a. (6.05% p.a. comparison rate*) and fixed rates from 5.84% p.a. (6.01% p.a. comparison rate*). Low deposit home loans.


Updated 11 May 2025


Fact checked and verified. Updated 11 May 2025
Already have a home loan?

See what your bank will offer you to stay

Get Started

* See details below

Interest Rates
Enter scenario to see relevant rates
I want to borrow
with a deposit of
for my
Principal & Interest(% p.a.)
Rate
Type
Interest
Rate
Comparison
Rate*

Variable

6.04%

6.05%

1 Year Fixed

6.09%

6.05%

2 Year Fixed

5.84%

6.01%

3 Year Fixed

6.29%

6.12%

4 Year Fixed

6.39%

6.17%

5 Year Fixed

6.39%

6.20%

Interest Only(% p.a.)
Rate
Type
Interest
Rate
Comparison
Rate*

Variable

7.03%

6.50%

Variable Index

7.53%

6.90%

1 Year Fixed

6.79%

6.16%

2 Year Fixed

6.79%

6.22%

3 Year Fixed

6.79%

6.29%

4 Year Fixed

6.79%

6.35%

5 Year Fixed

6.79%

6.40%

Expert Review

Product Details
A no frills, low rate home loan with all the basics you need."
- Adelaide Bank
Fees

•

$299 establishment fee

•

$0 annual fee

Other fees may apply.

Loan Amount

•

From $10,000

Feature

•

No ongoing fees

•

Split your loan into fixed and variable rate portions

•

Make extra repayments

•

Redraw extra repayments that you have made from variable and fixed rates

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Adelaide Bank website.

More information
* Comparison rate is based on a secured loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Terms of Use | Privacy Policy
Copyright © 2025 Stay or Go Pty Ltd
Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.