Adelaide Bank Term Deposit
Adelaide Bank Term Deposit review. Rates up to 3.85% p.a.
Updated 3 July 2025
Fact checked and verified. Updated 3 July 2025
Interest Rates
$5,000+ deposit(% p.a.)
Term
Monthly
Interest
Interest
Interest
at Maturity/
Annually
at Maturity/
Annually
1 month
-
0.90%
2 months
-
1.10%
3 months
-
2.80%
4 months
-
2.10%
5 months
-
2.20%
6 months
3.20%
3.25%
7 months
2.47%
2.50%
8 months
2.57%
2.60%
9 months
2.86%
2.90%
10 months
2.76%
2.80%
11 months
2.86%
2.90%
12 months
3.45%
3.50%
24 months
3.78%
3.85%
36 months
3.78%
3.85%
48 months
3.78%
3.85%
60 months
3.78%
3.85%
Product Details
With this account you’ll enjoy a higher interest rate than what a traditional savings account can offer. Choose your preferred term from 30 days right up to 5 years."
- Adelaide Bank
Early withdrawal
•
31 daysnotice is required for early withdrawal of funds
•
$0 early withdrawal fee
•
An adjustment to your interest may apply
Feature
•
Option to pay interest monthly, quarterly, half-yearly, annually, or at maturity
•
Investments between $5,000 and $4,999,999
TMD
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Adelaide Bank website.
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