The American Express Cashback Credit Card offers a range of benefits including Amex Cashback earned on eligible purchases.
Updated 4 October 2024
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The American Express Cashback credit card is American Express' Amex Cashback product. This is also the only credit card American Express offers in the Amex Cashback category. Featuring a relatively high cash back earn rate which is uncapped, the card provides American Express's high quality service benefits. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 1% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has a $10 monthly fee, including up to 55 interest free days.
Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include no additional cardholder fees. Please note, that commonly in the Australian market, acceptance of American Express cards for payment in comparison to Visa and Mastercard isn’t as broad. Also, there is a greater level of merchant surcharging on American Express cards in comparison to Visa and Mastercard, noting that Visa and Mastercard can also attract surcharging by some merchants.
This product is currently not available for sale.
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Earn Amex Cashback
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1point per $1 spent
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$10 monthly account fee
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No additional cardholder fee
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Up to 4 additional cardholders
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3.00% international transaction fee
Other fees may apply.
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20.74% p.a. variable purchase rate
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Up to 55 interest free days on purchases
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Smartphone Screen Insurance
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Purchase Protection Cover
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Refund Protection Cover
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the American Express website.