AMP Basic Package Home Loan

The AMP Basic Package Home Loan offers variable rates from 2.74% p.a. (2.79% p.a. comparison rate*) and fixed rates from 3.99% p.a. (3.27% p.a. comparison rate*). Up to $3,000 cash back when you purchase with AMP. Low deposit home loans.


Updated 22 May 2022

* See details below

Interest Rates
Enter scenario to see relevant rates
I want to borrow
with a deposit of
for my
Principal & Interest(% p.a.)
Rate
Type
Interest
Rate
Comparison
Rate*

Variable

2.84%

2.89%

1 Year Fixed

3.99%

3.27%

2 Year Fixed

4.79%

3.48%

3 Year Fixed

4.99%

3.67%

5 Year Fixed

5.24%

4.05%

Interest Only(% p.a.)
Rate
Type
Interest
Rate
Comparison
Rate*

Variable

3.24%

3.03%

1 Year Fixed

4.64%

3.05%

2 Year Fixed

4.89%

3.24%

3 Year Fixed

5.09%

3.45%

5 Year Fixed

5.34%

3.87%

Product Details
Choose a fixed or variable rate or split the difference."
- AMP
Fees

•

$0 establishment fee

•

$349 ongoing annual fee

Other fees may apply.

Loan Amount

•

From $40,000

Feature

•

Split your loan into fixed and variable rate portions

•

Save interest with an offset account on variable rates

•

Make extra repayments

•

Redraw extra repayments that you have made from variable rates

•

Package discounts and benefits

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the AMP website.

More information
* Comparison rate is based on a secured loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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