HomeTerm DepositsAMPTerm Deposit

AMP Term Deposit

AMP Term Deposit review. Rates up to 4.00% at maturity.


Updated 16 September 2025


Fact checked and verified. Updated 16 September 2025
Interest Rates
$5,000 up to $24,999 deposit(% p.a.)
Term
Monthly
Interest
Interest
at Maturity/
Annually

3 months

-

3.75%

4 months

-

3.75%

5 months

-

3.85%

6 months

-

3.95%

7 months

-

3.90%

8 months

-

3.70%

9 months

-

3.80%

10 months

-

3.70%

11 months

-

3.70%

12 months

3.55%

3.75%

13 months

3.50%

3.70%

18 months

3.35%

3.55%

24 months

3.35%

3.55%

36 months

2.75%

2.95%

48 months

2.75%

2.95%

60 months

2.75%

2.95%

$25,000+ deposit(% p.a.)
Term
Monthly
Interest
Interest
at Maturity/
Annually

1 month

-

0.10%

2 months

-

0.20%

3 months

-

3.80%

4 months

-

3.80%

5 months

-

3.90%

6 months

-

4.00%

7 months

-

3.95%

8 months

-

3.75%

9 months

-

3.85%

10 months

-

3.75%

11 months

-

3.75%

12 months

3.60%

3.80%

13 months

3.55%

3.75%

18 months

3.40%

3.60%

24 months

3.40%

3.60%

36 months

2.80%

3.00%

48 months

2.80%

3.00%

60 months

2.80%

3.00%

Product Details
Lock in a great rate and know what you'll earn with deposits starting at $5,000, plus pay no monthly fees."
- AMP
Early withdrawal

•

31 daysnotice is required for early withdrawal of funds

•

$0 early withdrawal fee

•

An adjustment to your interest may apply

Feature

•

Option to pay interest monthly, quarterly, half-yearly, or at maturity

•

Investments between $5,000 and $5,000,000

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the AMP website.

Terms of Use | Privacy Policy | Financial Services Guide
Copyright © 2025 Stay or Go Pty Ltd
Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.