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AMP Term Deposit

AMP Term Deposit review. Rates up to 4.30% at maturity.


Updated 3 July 2025


Fact checked and verified. Updated 3 July 2025
Interest Rates
$5,000 up to $24,999 deposit(% p.a.)
Term
Monthly
Interest
Interest
at Maturity/
Annually

3 months

-

4.15%

4 months

-

4.10%

5 months

-

4.25%

6 months

-

4.25%

7 months

-

3.85%

8 months

-

3.85%

9 months

-

3.95%

10 months

-

3.75%

11 months

-

3.75%

12 months

3.70%

3.90%

13 months

3.55%

3.75%

18 months

3.45%

3.65%

24 months

3.45%

3.65%

36 months

2.75%

2.95%

48 months

2.75%

2.95%

60 months

2.75%

2.95%

$25,000+ deposit(% p.a.)
Term
Monthly
Interest
Interest
at Maturity/
Annually

1 month

-

0.10%

2 months

-

0.20%

3 months

-

4.20%

4 months

-

4.15%

5 months

-

4.30%

6 months

-

4.30%

7 months

-

3.90%

8 months

-

3.90%

9 months

-

4.00%

10 months

-

3.80%

11 months

-

3.80%

12 months

3.75%

3.95%

13 months

3.60%

3.80%

18 months

3.50%

3.70%

24 months

3.50%

3.70%

36 months

2.80%

3.00%

48 months

2.80%

3.00%

60 months

2.80%

3.00%

Product Details
Lock in a great rate and know what you'll earn with deposits starting at $5,000, plus pay no monthly fees."
- AMP
Early withdrawal

•

31 daysnotice is required for early withdrawal of funds

•

$0 early withdrawal fee

•

An adjustment to your interest may apply

Feature

•

Option to pay interest monthly, quarterly, half-yearly, or at maturity

•

Investments between $5,000 and $5,000,000

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the AMP website.

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