The ANZ First Credit Card offers 0% p.a. for 20 months on purchases. Ongoing benefits include low ongoing annual fees.
Updated 18 May 2022
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The ANZ First credit card is ANZ's low fee product. Featuring a reasonably priced $30 annual fee, including up to 55 interest free days. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the lowest 25% annual fee products.
Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include no additional cardholder fees.
No rewards program
$30 annual account fee
No additional cardholder fee
Up to 3 additional cardholders
3.00% international transaction fee
Other fees may apply.
20.24% p.a. purchase rate
21.24% p.a. cash advance rate
Up to 55 interest fee days on purchases
Purchase Protection Insurance
Extended Warranty Insurance
0% p.a. for 20 monthson purchases
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the ANZ website.