HomePersonal LoansANZFixed Rate Personal Loan

ANZ Fixed Rate Personal Loan

The ANZ Fixed Rate Personal Loan offers rates from 7.49% p.a. (8.18% p.a. comparison rate*). on loans of $5,000 to $75,000.


Updated 18 March 2025


Fact checked and verified. Updated 18 March 2025
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Expert Review

The ANZ Fixed Rate Personal Loan is an unsecured loan with a fixed rate from 7.49% to 17.99% p.a. (8.18% to 18.59% p.a. comparison rate). With loan amounts ranging from $5,000 to $50,000 and loan terms of 1-7 years, this product may be suitable for those looking to consolidate debt, renovate their house or go on that dream trip and like the certainty of fixed repayment amounts. Plus, you can get your loan finance within the same day.

An establishment fee of $150 applies. An ongoing fee of $10 per month applies. A closure fee of $300 may apply in certain circumstances. So make sure you read the terms and conditions carefully before signing up for this product.

Product Details
Fees

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$150 establishment fee

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$10 ongoing monthly fee

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Early repayment fee may apply

Other fees may apply.

Rates

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Fixed rate from 7.49% to 19.99% p.a.

Loan Amount

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From $5,000 to $75,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the ANZ website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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