HomePersonal LoansANZFixed Rate Personal Loan

ANZ Fixed Rate Personal Loan

The ANZ Fixed Rate Personal Loan offers rates from 7.49% p.a. (8.18% p.a. comparison rate*). on loans of $5,000 to $75,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The ANZ Fixed Rate Personal Loan is an unsecured loan. It offers a fixed interest rate from 7.49% to 19.99% p.a. The comparison rate ranges between 8.18% and 20.58% p.a.* Loan amounts start at $5,000 and go up to $75,000. Repayment terms are flexible, lasting from one to seven years. There is an establishment fee of $150. An ongoing monthly fee of $10 also applies. These fees provide clear and transparent costs for budgeting.

This personal loan is great for individuals who want to consolidate existing debts. It can also be used for home renovations or to finance travel plans. Borrowers benefit from fixed repayment amounts, which provide predictability. Additionally, same-day loan financing is available. This offers convenience and quick access to funds when needed most.

Product Details
Fees

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$150 establishment fee

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$10 ongoing monthly fee

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Early repayment fee may apply

Other fees may apply.

Rates

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Fixed rate from 7.49% to 19.99% p.a.

Loan Amount

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From $5,000 to $75,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the ANZ website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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