ANZ Frequent Flyer Black Credit Card

The ANZ Frequent Flyer Black Credit Card offers 130,000 bonus Qantas Points. Ongoing benefits include Qantas Points earned on everyday purchases, complimentary travel insurance, and Qantas Club lounge invitations.


Updated 18 May 2022

* See details below

Expert Review

The ANZ Frequent Flyer Black credit card is ANZ's premium Qantas Frequent Flyer product. Featuring a relatively high points earn rate which is uncapped, the card provides premium features such as insurances. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% points earn rates, for an average spend of $5,000 per month. Further, the product has a $425 annual fee, including up to 55 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products.

Product Details
Our most rewarding Qantas experience with uncapped Qantas Points earning, Qantas Club privileges, access to exclusive events and travel benefits."
- ANZ
Rewards

Earn Qantas Points

1point per $1 spent up to $7,500, then 0.5 per statement

Fees
Account Fees

$370 annual account fee

$55 rewards fee

Additional Cardholder Fees

$10 additional cardholder fee

$55 additional cardholder rewards fee

Up to 9 additional cardholders

Transaction Fees

3.00% international transaction fee

Other fees may apply.

Rates

20.24% p.a. purchase rate

21.24% p.a. cash advance rate

Up to 55 interest fee days on purchases

Features
Insurance

International Travel Insurance

Domestic Travel Insurance

Rental Vehicle Excess in Australia Insurance

Extended Warranty Insurance

Purchase Protection Insurance

Airport Lounge Access

2 x Qantas Club lounge invitations each year

Offers
Bonus Qantas Points Offer

130,000bonus points

$255cash back

Earn 130,000 bonus Qantas Points and $255 back to your new ANZ Frequent Flyer Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval. T&Cs, eligibility criteria, fees & charges apply (including annual fee, currently $425).
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the ANZ website.

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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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