ANZ Platinum Credit Card

The ANZ Platinum Credit Card offers 0% p.a. for 25 months on purchases. Ongoing benefits include complimentary travel insurance.

Updated 18 May 2022

* See details below

Expert Review

The ANZ Platinum credit card is ANZ's premium low fee product. Featuring a $87 annual fee, including up to 55 interest free days.

Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products, no additional cardholder fees and an ongoing spend based fee waiver, when the customer spends $20,000 per year.

Product Details
A simple everyday credit card with $0 annual fee in the first year plus complimentary insurances."

No rewards program

Account Fees

$87 annual account fee, waived when you spend $20,000 in 12 months

Additional Cardholder Fees

No additional cardholder fee

Up to 9 additional cardholders

Transaction Fees

3.00% international transaction fee

Other fees may apply.


20.24% p.a. purchase rate

21.24% p.a. cash advance rate

Up to 55 interest fee days on purchases


International Travel Insurance

Domestic Travel Insurance

Rental Vehicle Excess in Australia Insurance

Extended Warranty Insurance

Purchase Protection Insurance

Purchase Offer

0% p.a. for 25 monthson purchases

$0annual fee in first year

0% p.a. for 25 months on purchases and $0 annual fee in the first year on your new ANZ Platinum credit card. Reverts to standard purchases interest rate, (currently 20.24% p.a.) after 25 months. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $0 for the first year, $87 thereafter).
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the ANZ website.

points per
$1 spend*
Alternative Credit Cards
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