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ANZ Platinum Credit Card

The ANZ Platinum Credit Card offers $300 back to your new card. Ongoing benefits include complimentary travel insurance.

Updated 27 November 2023

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Expert Review

The ANZ Platinum credit card is ANZ's premium low fee product. Featuring a $87 annual fee, including up to 55 interest free days.

Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products, no additional cardholder fees and an ongoing spend based annual fee waiver, when the customer spends $20,000 per year.

$300 back to your new card and $0 Annual Fee in first year.
For a limited time the ANZ Platinum credit card has a $300 back to your new card offer. In addition, the product also has a $0 annual fee in first year, which is a saving of $87. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply. For further information, or to apply, click here.

Product Details
A simple everyday credit card with $0 annual fee in the first year plus complimentary insurances."

No rewards program

Account Fees

$87 annual account fee, waived when you spend $20,000 in 12 months

Additional Cardholder Fees

No additional cardholder fee

Up to 9 additional cardholders

Transaction Fees

3.00% international transaction fee

Other fees may apply.


20.49% p.a. variable purchase rate

21.99% p.a. variable cash advance rate

Up to 55 interest free days on purchases


International Travel Insurance

Domestic Travel Insurance

Rental Vehicle Excess in Australia Insurance

Extended Warranty Insurance

Purchase Protection Insurance

Cash Back Offer

$0annual fee in first year

$300back to your new card

Earn $300 back to your new ANZ Platinum card when you spend $1,500 on eligible purchases in the first 3 months from approval. New card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee of $0 in the first year, currently $87 thereafter).
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the ANZ website.

Alternative Credit Cards
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