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ANZ Rewards Credit Card

(no longer for sale)

The ANZ Rewards Credit Card offers a range of benefits including ANZ Reward Points earned on eligible purchases.


Updated 23 June 2025


Fact checked and verified. Updated 23 June 2025
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Expert Review

The ANZ Rewards credit card is ANZ's entry level ANZ Rewards product. Featuring a competitive points earn rate which is uncapped, the card provides great value. Further, the product has a $80 annual fee, including up to 55 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend.

This product is currently not available for sale.

Product Details
Be rewarded for your everyday purchases and have the flexiblity to redeem points for rewards ranging from gift cards to cashback."
- ANZ
Rewards

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Earn ANZ Reward Points

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1point per $1 spent up to $1,000, then 0.5 per statement

Fees
Account Fees

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$25 annual account fee

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$55 rewards fee

Additional Cardholder Fees

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$10 additional cardholder fee

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$55 additional cardholder rewards fee

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Up to 3 additional cardholders

Transaction Fees

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3.50% international transaction fee

Other fees may apply.

Rates

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20.99% p.a. variable purchase rate

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21.99% p.a. variable cash advance rate

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Up to 55 interest free days on purchases

Offers
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the ANZ website.

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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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