ANZ Rewards Platinum Credit Card

The ANZ Rewards Platinum Credit Card offers 50,000 bonus ANZ Reward Points. Ongoing benefits include ANZ Reward Points earned on everyday purchases, and complimentary travel insurance.


Updated 18 May 2022

* See details below

Expert Review

The ANZ Rewards Platinum credit card is one of ANZ's mid-tier ANZ Rewards products. Featuring a competitive points earn rate which is uncapped, the card provides premium features such as insurances. Further, the product has a $95 annual fee, including up to 55 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products.

Product Details
Be rewarded for your everyday purchases and access a flexible Rewards program with complimentary insurances and Personal Concierge."
- ANZ
Rewards

Earn ANZ Reward Points

1.5points per $1 spent up to $2,000, then 0.5 per statement

Fees
Account Fees

$40 annual account fee

$55 rewards fee

Additional Cardholder Fees

$10 additional cardholder fee

$55 additional cardholder rewards fee

Up to 9 additional cardholders

Transaction Fees

3.00% international transaction fee

Other fees may apply.

Rates

20.24% p.a. purchase rate

21.24% p.a. cash advance rate

Up to 55 interest fee days on purchases

Features
Insurance

International Travel Insurance

Domestic Travel Insurance

Rental Vehicle Excess in Australia Insurance

Extended Warranty Insurance

Purchase Protection Insurance

Offers
Extra ANZ Rewards Points Offer

50,000bonus points

$0annual fee in first year

Earn 50,000 extra Reward Points and $0 annual fee when you spend $1,500 on eligible purchases in the first 3 months from approval. New card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $95 after the first year).
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the ANZ website.

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Alternative Credit Cards
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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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