The ANZ Simplicity PLUS Home Loan offers variable rates from 6.44% p.a. (6.44% p.a. comparison rate*). Up to $2,000 cashback when you refinance to ANZ. Low deposit home loans.
Updated 28 November 2023
See what your bank will offer you to stay
* See details below
If you're looking for a fee free home loan with basic features, then the ANZ Simplicity PLUS Home Loan is worth considering. As one of ANZ's more basic home loan offerings, it features variable interest rates across the Owner Occupier and Investor categories, and the ability to split your loan with ANZ's fixed rates. ANZ also offers a home loan package with more comprehensive features, so it is prudent to consider what's most important to you before applying. Further details about the ANZ Simplicity PLUS Home Loan benefits are outlined below.
$0 establishment fee
$0 annual fee
Other fees may apply.
No ongoing fees
Split your loan into fixed and variable rate portions
Make extra repayments
Redraw extra repayments that you have made
Before applying for this product, you should read the Target Market Determination (TMD) available here on the ANZ website.