The ANZ Variable Rate Personal Loan offers rates from 7.49% p.a. (8.18% p.a. comparison rate*). on loans of $5,000 to $75,000.
Updated 23 June 2025
* See details below
The ANZ Variable Rate Personal Loan is an unsecured loan. It offers a competitive variable interest rate from 7.49% to 19.99% p.a. The comparison rate ranges between 8.18% and 20.58% p.a.* Loan amounts start at $5,000 and go up to $75,000. Terms are flexible, lasting from one to seven years. There is an establishment fee of $150. Borrowers also pay an ongoing monthly fee of $10.
Stay or Go's personal loan comparison review places this product in the top 1% for the lowest interest rates among unsecured variable rate loans on the market. It is suitable for those needing funds for debt consolidation, home renovations, or travel expenses. Additional benefits include same-day loan financing, the option to redraw extra repayments made earlier, and no fees for early repayment of the loan balance.
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$10 ongoing monthly fee
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No early repayment fee
Other fees may apply.
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Fixed rate from 7.49% to 19.99% p.a.
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From $5,000 to $75,000
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1, 2, 3, 4, 5, 6 or 7 years
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Unsecured loan
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Redraw extra repayments that you have made
Before applying for this product, you should read the Target Market Determination (TMD) available here on the ANZ website.