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Bank Australia Bonus Saver Account

The Bank Australia Bonus Saver high interest savings account offers rates up to 4.85% p.a.


Updated 27 April 2026


Fact checked and verified. Updated 27 April 2026
Interest Rates
$1 to $100,000(% p.a.)
Rate Type
Interest

Base variable interest rate

0.10%

Bonus variable interest rate when conditions are met

4.75%

Total variable interest rate including maximum bonus*

4.85%

$100,001 to $250,000(% p.a.)
Rate Type
Interest

Base variable interest rate

0.10%

Bonus variable interest rate when conditions are met

4.40%

Total variable interest rate including maximum bonus*

4.50%

$250,001 to $500,000(% p.a.)
Rate Type
Interest

Base variable interest rate

0.10%

Bonus variable interest rate when conditions are met

3.95%

Total variable interest rate including maximum bonus*

4.05%

$500,001+(% p.a.)
Rate Type
Interest

Base variable interest rate

0.10%

Bonus variable interest rate when conditions are met

3.65%

Total variable interest rate including maximum bonus*

3.75%

Once your account reaches a given balance tier, the interest rate for that tier will apply to the whole balance.
Product Details
A savings account which helps you reach your financial goals faster by rewarding you with bonus interest where monthly savings of at least $100 and no withdrawals are made."
- Bank Australia
Fees

•

No monthly account fee

•

Other fees and charges may apply

Features

•

For anyone aged 13 and over

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Bank Australia website.

More information
Terms & Conditions, eligibility critera, fees and charges may apply.

* The maximum variable interest rate is inclusive of any applicable introductory or bonus rates which may apply.
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