Bank First First Home Bonus Saver Account
The Bank First First Home Bonus Saver high interest savings account offers rates up to 3.90% p.a.
Updated 2 January 2026
Fact checked and verified. Updated 2 January 2026
Interest Rates
$0+(% p.a.)
Rate Type
Interest
Base variable interest rate
0.05%
Bonus variable interest rate when conditions are met
3.85%
Total variable interest rate including maximum bonus*
3.90%
Once your account reaches a given balance tier, the interest rate for that tier will apply to the whole balance.
Product Details
Saving for a home can be hard, so let's make it a little easier. Our First Home Bonus Saver earns extra interest and cash back if you take out a home loan with Bank First."
- Bank First
Fees
•
No monthly account fee
•
Other fees and charges may apply
Features
•
For anyone aged 18 and over
TMD
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Bank First website.
More information
Terms & Conditions, eligibility critera, fees and charges may apply.
* The maximum variable interest rate is inclusive of any applicable introductory or bonus rates which may apply.
Home Loans
Credit Cards
Personal Loans
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Home Loans
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