HomeCredit CardsBank of MelbourneNo Annual Fee

Bank of Melbourne No Annual Fee Credit Card

(no longer for sale)

The Bank of Melbourne No Annual Fee Credit Card offers . Ongoing benefits include no annual fee.


Updated 13 May 2026


Fact checked and verified. Updated 13 May 2026
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Expert Review

The Bank of Melbourne No Annual Fee credit card is Bank of Melbourne's low fee product. This is also the only credit card Bank of Melbourne offers in the low fee category. Featuring no annual fee, including up to 55 interest free days. Of the 200+ credit cards reviewed by Stay or Go, this card is one of only a limited number that offer an ongoing $0 Annual Fee.

Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include no additional cardholder fees.

This product is currently not available for sale.

To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

This review is produced using a programmatic methodology designed by our product experts and automatically updated to reflect current product information. AI may be used to improve readability. This content is general information and should be verified with the product provider.
Product Details
A basic credit card with no annual card fee to pay, ever."
- Bank of Melbourne
Rewards

•

No rewards program

Fees
Account Fees

•

$0 annual account fee

Additional Cardholder Fees

•

No additional cardholder fee

•

Up to 3 additional cardholders

Transaction Fees

•

3.00% international transaction fee

Other fees may apply.

Rates

•

20.99% p.a. variable purchase rate

•

21.99% p.a. variable cash advance rate

•

Up to 55 interest free days on purchases

Offers
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