The Bank of Melbourne No Annual Fee Credit Card offers . Ongoing benefits include no annual fee.
Updated 2 May 2025
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The Bank of Melbourne No Annual Fee credit card is Bank of Melbourne's low fee product. This is also the only credit card Bank of Melbourne offers in the low fee category. Featuring no annual fee, which is Bank of Melbourne's lowest standard annual fee, including up to 55 interest free days. Of the 200+ credit cards reviewed by Stay or Go, this card is one of only a limited number that offer an ongoing $0 Annual Fee.
Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include no additional cardholder fees.
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No rewards program
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$0 annual account fee
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No additional cardholder fee
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Up to 3 additional cardholders
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3.00% international transaction fee
Other fees may apply.
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20.99% p.a. variable purchase rate
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21.99% p.a. variable cash advance rate
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Up to 55 interest free days on purchases
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Bank of Melbourne website.