Bank of Melbourne No Annual Fee Credit Card

The Bank of Melbourne No Annual Fee Credit Card offers 0% p.a. for 12 months on purchases. Ongoing benefits include no annual fee.


Updated 18 May 2022

Expert Review

The Bank of Melbourne No Annual Fee credit card is Bank of Melbourne's low fee product. This is also the only credit card Bank of Melbourne offers in the low fee category. Featuring no annual fee, which is Bank of Melbourne's lowest standard annual fee, including up to 55 interest free days. Of the 200+ credit cards reviewed by Stay or Go, this card is one of only a limited number that offer an ongoing $0 Annual Fee.

Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include no additional cardholder fees.

Product Details
A basic credit card with no annual card fee to pay, ever."
- Bank of Melbourne
Rewards

No rewards program

Fees
Account Fees

$0 annual account fee

Additional Cardholder Fees

No additional cardholder fee

Up to 3 additional cardholders

Transaction Fees

3.00% international transaction fee

Other fees may apply.

Rates

20.74% p.a. purchase rate

21.49% p.a. cash advance rate

Up to 55 interest fee days on purchases

Offers
Purchase Offer

0% p.a. for 12 monthson purchases

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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Bank of Melbourne website.

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Alternative Credit Cards
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