Bank of Melbourne Vertigo Credit Card
The Bank of Melbourne Vertigo Credit Card offers 0% for 32 months on balance transfers. Ongoing benefits include a low ongoing interest rate.
Updated 18 May 2022
The Bank of Melbourne Vertigo credit card is Bank of Melbourne's low interest rate product. Featuring a competitive Purchase interest rate of 13.99%, which is Bank of Melbourne's lowest, and including up to 55 interest free days, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% lowest purchase rates. Further, the product has a $55 annual fee. As a result, this card ranks among the lowest 25% annual fee products.
Considering its key features, this card is most suitable to someone who wants the peace of mind that if they do need to pay interest from time to time, the rate will be competitive. Other benefits include no additional cardholder fees.
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No rewards program
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$55 annual account fee
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No additional cardholder fee
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Up to 1 additional cardholder
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3.00% international transaction fee
Other fees may apply.
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13.99% p.a. purchase rate
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21.49% p.a. cash advance rate
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Up to 55 interest fee days on purchases
0% for 32 monthson balance transfers, reverts to 21.49% p.a.
$0annual fee in first year
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Bank of Melbourne website.
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$1 spend*