Compare BankSA Credit Cards
Compare the latest BankSA Credit Card offers. 80,000 bonus Qantas Points. 75,000 bonus Velocity Points. Review your existing BankSA Credit Card. Get a better deal today.
Updated 9 September 2024
Offers 1 - 10 of 13
Are BankSA Amplify or Qantas Frequent Flyer rewards better?
If you take out a BankSA loyalty points Credit Card you’ll generally have the option to link it to Qantas Frequent Flyer or Amplify. We look at the pros and cons of each rewards program to help you choose which is right for you.
How do BankSA Amplify credit cards work?
The BankSA Amplify program is designed to give you flexibility in the way you choose to redeem rewards points. It allows you to accumulate rewards on your everyday purchases and doesn’t cap the number of points you can earn.
You can then spend these points across a range of categories, including Gift cards . You can also convert your BankSA Amplify points to frequent flyer points with 2 different partners, including Velocity Frequent Flyer, andSingapore Airlines Krisflyer.
The following provides more information about these redemption options:
- Gift cards. You can convert your BankSA Amplify points for gift cards through a number of retail partners. These include David Jones, Myer, Woolworths, Bunnings, JB Hi Fi, Harvey Norman, and Ampol.
- Airline partners. 2 different frequent flyer programs partner with BankSA Amplify offering the following rates of exchange:
- Velocity Frequent Flyer.2 BankSA Amplify Points = 1 Velocity Point
- Singapore Airlines Krisflyer.3 BankSA Amplify Points = 1 Krisflyer Mile
Which cards come with BankSA Amplify?
BankSA offers 2 different cards that come with BankSA Amplify. These include the entry-level BankSA Amplify Rewards Platinum card, as well as the BankSA Amplify Rewards Signature. For a higher fee, these offer the opportunity to earn more rewards points, and feature other travel-related benefits.
Summary of the benefits of BankSA Amplify cards
| BankSA Amplify Rewards Platinum | Fee$124 | International transaction fee3% | Purchase rate21.99% p.a. | Free Daysup to 55 | Rewards points earned Earn Amplify Points 1point per $1 spent | Other benefits Complimentary travel insurance | Minimum credit limit$6,000 | |
|---|---|---|---|---|---|---|---|---|
| BankSA Amplify Rewards Signature | Fee$295 | International transaction fee3% | Purchase rate21.99% p.a. | Free Daysup to 55 | Rewards points earned Earn Amplify Points 1.5points per $1 spent | Other benefits Complimentary travel insurance Priority Pass airport lounge passes | Minimum credit limit$15,000 |
Current offers on BankSA Amplify cards
BankSA has the following offers for people taking out a new BankSA Amplify card.
BankSA Amplify Rewards Platinum
100,000bonus points
$49annual fee in first year
BankSA Amplify Rewards Signature
150,000bonus points
$199annual fee in first year
How do the BankSA Qantas Frequent Flyer credit cards work?
As the name suggests when you spend money on your BankSA Qantas Frequent Flyer card, you earn Qantas Frequent Flyer Points directly. Points are uncapped and the amount you’ll receive depends on how much you spend.
Qantas Frequent Flyer program is extensive, giving you the opportunity to use points for domestic and international flights and upgrades. You can also redeem points for:
- hotels
- shopping, including gift cards and direct purchases from the Qantas Store
- purchases through Qantas Wine
- Qantas Travel Insurance, and
- hire cars and fuel through BP
Which cards come with Qantas Frequent Flyer?
BankSA offers 2 different cards that link to Qantas Frequent Flyer. These include the entry-level BankSA Amplify Qantas Platinum card, as well as the BankSA Amplify Qantas Signature. For a higher fee, these offer the opportunity to earn more rewards points, and feature other travel-related benefits.
Summary of BankSA Qantas Frequent Flyer Cards
| BankSA Amplify Qantas Platinum | Fee$199 | International transaction fee3% | Purchase rate21.99% p.a. | Free Daysup to 55 | Rewards points earned Earn Qantas Points 0.5points per $1 spent 50,000 annual points cap | Other benefits Complimentary travel insurance | Minimum credit limit$6,000 | |
|---|---|---|---|---|---|---|---|---|
| BankSA Amplify Qantas Signature | Fee$370 | International transaction fee3% | Purchase rate21.99% p.a. | Free Daysup to 55 | Rewards points earned Earn Qantas Points 0.75points per $1 spent 187,500 annual points cap | Other benefits Complimentary travel insurance Qantas Club lounge invitations | Minimum credit limit$15,000 |
Current offers on BankSA Qantas Frequent Flyer cards
BankSA has the following offers for people taking out a new BankSA Qantas Frequent Flyer card.
BankSA Amplify Qantas Platinum
50,000bonus points
BankSA Amplify Qantas Signature
80,000bonus points
Which should you get: BankSA Amplify or Qantas Frequent Flyer?
Ultimately, whether you should choose a BankSA Amplify or a BankSA Qantas Frequent Flyer credit card depends largely on how you intend to redeem the points.
If you’re happy flying Qantas and shopping through its partners, then earning Qantas Frequent Flyer points directly can be a great option.Alternatively, if you’d prefer to fly another airline, then the BankSA Amplify card gives you the opportunity to redeem through 2 different frequent flyer loyalty programs schemes (Qantas isn’t one of them).
If cost is a consideration, it’s also worth noting that the BankSA Amplify cards tends to be slightly cheaper than the BankSA Qantas Frequent Flyer cards. But if you’re earning more points on an airline you’d choose to fly, this probably won’t matter.
Alternatively, if you don’t feel like you’ll get value out of rewards points, a low-cost no-frills card could save you money.
In short…
Both cards offer great rewards programs and the choice ultimately comes down to personal preference.