BankSA Fixed Rate Home Loan (Advantage Package)

The BankSA Fixed Rate Home Loan (Advantage Package) offers fixed rates from 2.94% p.a. (3.86% p.a. comparison rate*). Up to $4,000 cashback when you refinance to BankSA. Low deposit home loans.


Updated 22 May 2022

* See details below

Interest Rates
Enter scenario to see relevant rates
I want to borrow
with a deposit of
for my
Principal & Interest(% p.a.)
Rate
Type
Interest
Rate
Comparison
Rate*

1 Year Fixed

2.94%

3.86%

2 Year Fixed

3.84%

3.94%

3 Year Fixed

4.34%

4.07%

4 Year Fixed

4.54%

4.19%

5 Year Fixed

4.74%

4.34%

Interest Only(% p.a.)
Rate
Type
Interest
Rate
Comparison
Rate*

1 Year Fixed

4.39%

4.01%

2 Year Fixed

4.54%

4.14%

3 Year Fixed

4.94%

4.31%

4 Year Fixed

5.09%

4.49%

5 Year Fixed

5.19%

4.67%

Product Details
Lock in a little certainty with a fixed interest rate for 1-5 years"
- BankSA
Fees

•

$0 establishment fee

•

$395 ongoing annual fee

Other fees may apply.

Loan Amount

•

From $150,000

Feature

•

Split your loan into fixed and variable rate portions

•

Make extra repayments

•

Package discounts and benefits

•

Ability to lock in the current fixed rate

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the BankSA website.

More information
* Comparison rate is based on a secured loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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