HomePersonal LoansBankSAUnsecured Fixed Rate Personal Loan

BankSA Unsecured Fixed Rate Personal Loan

The BankSA Unsecured Fixed Rate Personal Loan offers rates from 7.49% p.a. (8.40% p.a. comparison rate*). on loans of $2,000 to $50,000.


Updated 18 March 2025


Fact checked and verified. Updated 18 March 2025
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Expert Review

BankSA Unsecured Fixed Rate Personal Loan is an unsecured loan with a fixed rate from 7.99% to 18.90% p.a. (9.10% to 19.93% p.a. comparison rate). Loan amounts range from $2,000 to $50,000. It can be repaid over 1-7 years with an establishment fee of $195 and an ongoing fee of $12 per month; a loan closure fee of $150 may apply.

This product may be suitable if you’re looking to consolidate debt, renovate your house, go on that trip or like the certainty of fixed repayment amounts; plus loan finance is available within the same day.

Product Details
Fees

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$150 establishment fee

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$10 ongoing monthly fee

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$150 early repayment fee may apply

Other fees may apply.

Rates

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Fixed rate from 7.49% to 20.59% p.a.

Loan Amount

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From $2,000 to $50,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the BankSA website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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