HomePersonal LoansBankSAUnsecured Variable Rate Personal Loan

BankSA Unsecured Variable Rate Personal Loan

The BankSA Unsecured Variable Rate Personal Loan offers rates from 6.89% p.a. (8.01% p.a. comparison rate*). on loans of $2,000 to $50,000.


Updated 28 September 2023

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Expert Review

BankSA's Unsecured Variable Rate Personal Loan offers a variable rate from 7.99% to 18.90% p.a. (9.10% to 19.93% p.a. comparison rate). Loan amounts range from $2,000 to $50,000. Loan terms of 1-7 years are available for repayment. An establishment fee of $195 applies. An ongoing fee of $12 per month and a loan closure fee of $150 may apply in certain circumstances.

This product may be a good choice if you’re looking to consolidate debt, renovate your house or go on that holiday you've been dreaming about. Loan finance is available within the same day and the flexibility to redraw additional repayments made previously. BankSA's Unsecured Variable Rate Personal Loan could be the right option for you.

Product Details
Fees

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$195 establishment fee

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$12 ongoing monthly fee

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$150 early repayment fee may apply

Other fees may apply.

Rates

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Fixed rate from 6.89% to 19.90% p.a.

Loan Amount

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From $2,000 to $50,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

Features

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Redraw extra repayments that you have made

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the BankSA website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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