Bankwest Breeze Platinum Credit Card

The Bankwest Breeze Platinum Credit Card offers 0% p.a. for 15 months on purchases. Ongoing benefits include a low ongoing interest rate, complimentary travel insurance, and no international transaction fees.

Updated 18 May 2022

Expert Review

The Bankwest Breeze Platinum credit card is Bankwest's premium low interest rate product. Featuring a competitive Purchase interest rate of 9.90%, and including up to 55 interest free days, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 5% lowest purchase rates. Further, the product has a $69 annual fee. As a result, this card ranks among the lowest 25% annual fee products. And for anyone who is planning on travelling or making purchases online from international companies, this product charges no foreign transaction fees, which can create significant savings.

Considering its key features, this card is most suitable to someone who wants the peace of mind that if they do need to pay interest from time to time, the rate will be competitive. Other benefits include no foreign transaction fees, which are commonly around 3%, this product is great for anyone who makes overseas purchases online, or anyone planning on travelling overseas, Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

Product Details
A credit card with a low ongoing rate that comes in handy if you don't pay off your balance each month. "
- Bankwest

No rewards program

Account Fees

$69 annual account fee

Additional Cardholder Fees

No additional cardholder fee

Up to 3 additional cardholders

Transaction Fees

No international transaction fee

Other fees may apply.


9.90% p.a. purchase rate

21.99% p.a. cash advance rate

Up to 55 interest fee days on purchases


Extended warranty insurance

Price guarantee Insurance

Purchase security insurance

Complimentary overseas travel insurance.

Purchase & Balance Transfer Offer

0% p.a. for 15 monthson purchases

0% for 15 monthson balance transfers, reverts to 21.99% p.a.

$0annual fee in first year

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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Bankwest website.

points per
$1 spend*
Alternative Credit Cards
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