Bankwest More Platinum Credit Card

The Bankwest More Platinum Credit Card offers 225,000 bonus MORE Rewards Points. Ongoing benefits include MORE Rewards Points earned on everyday purchases, complimentary travel insurance, and no international transaction fees.


Updated 18 May 2022

* See details below

Expert Review

The Bankwest More Platinum credit card is Bankwest's mid-tier MORE Rewards product. Featuring a relatively high points earn rate which is uncapped, the card provides premium features such as insurances. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has a $160 annual fee, including up to 44 interest free days. And for anyone who is planning on travelling or making purchases online from international companies, this product charges no foreign transaction fees, which can create significant savings.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include no foreign transaction fees, which are commonly around 3%, this product is great for anyone who makes overseas purchases online, or anyone planning on travelling overseas, Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

Product Details
An everyday credit card that rewards you for spending on eligible purchases. "
- Bankwest
Rewards

Earn MORE Rewards Points

2points per $1 spent

Fees
Account Fees

$160 annual account fee

Additional Cardholder Fees

No additional cardholder fee

Up to 3 additional cardholders

Transaction Fees

No international transaction fee

Other fees may apply.

Rates

19.99% p.a. purchase rate

21.99% p.a. cash advance rate

Up to 44 interest fee days on purchases

Features
Insurance

Extended warranty insurance

Price guarantee Insurance

Purchase security insurance

Complimentary overseas travel insurance.

Offers
Bonus Points Offer

up to 225,000bonus points

75,000 bonus points in year 1 + 75,000 bonus points in year 2 + 75,000 bonus points in year 3.
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Bankwest website.

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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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