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Bankwest Zero Platinum Credit Card

The Bankwest Zero Platinum Credit Card offers 0% p.a. for 28 months on balance transfers. Ongoing benefits include no annual fee, complimentary travel insurance, and no international transaction fees.

Updated 27 November 2023

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Expert Review

The Bankwest Zero Platinum credit card is Bankwest's premium low fee product. Featuring no annual fee, including up to 55 interest free days. As a result, this card is one of only a limited number that offer an ongoing $0 Annual Fee. And for anyone who is planning on travelling or making purchases online from international companies, this product charges no foreign transaction fees, which can create significant savings.

Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include no foreign transaction fees, which are commonly around 3 p.a., this product is great for anyone who makes overseas purchases online, or anyone planning on travelling overseas, Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

Balance Transfer.
For a limited time the Bankwest Zero Platinum credit card has a special 0% p.a. Balance Transfer offer for 28 months. Of note, there is also a 3% p.a. Balance Transfer fee which should be considered when evaluating the overall benefit of this offer. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
With no annual fee or foreign transaction fees this credit card helps you save when you shop online at your favourite international stores."
- Bankwest

No rewards program

Account Fees

$0 annual account fee

Additional Cardholder Fees

No additional cardholder fee

Up to 3 additional cardholders

Transaction Fees

No international transaction fee

Other fees may apply.


14.99% p.a. variable purchase rate

21.99% p.a. variable cash advance rate

Up to 55 interest free days on purchases


Extended warranty insurance

Price guarantee Insurance

Purchase security insurance

Complimentary overseas travel insurance.

Balance Transfer Offer

0% for 28 monthson balance transfers (3.00% BT fee applies), reverts to 14.99% p.a.

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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Bankwest website.

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