Bendigo Bank Low Rate Credit Card
The Bendigo Bank Low Rate Credit Card offers a range of benefits including a low ongoing interest rate.
Updated 3 July 2025
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As the name suggests, the Bendigo Bank Low Rate credit card is one of Bendigo Bank's low interest rate products. Featuring a competitive Purchase interest rate of 11.99% p.a., and including up to 55 interest free days, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 10% lowest purchase rates. Further, the product has a $45 annual fee. As a result, this card ranks among the lowest 25% annual fee products.
Considering its key features, this card is most suitable to someone who wants the peace of mind that if they do need to pay interest from time to time, the rate will be competitive. Other benefits include no additional cardholder fees.
This product is currently not available for sale.
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No rewards program
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$45 annual account fee
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3.00% international transaction fee
Other fees may apply.
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11.99% p.a. variable purchase rate
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13.99% p.a. variable cash advance rate
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Up to 55 interest free days on purchases
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