HomeCredit CardsBendigo BankLow Rate Platinum

Bendigo Bank Low Rate Platinum Credit Card

(no longer for sale)

The Bendigo Bank Low Rate Platinum Credit Card offers a range of benefits including a low ongoing interest rate.

Updated 8 December 2023

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Expert Review

As the name suggests, the Bendigo Bank Low Rate Platinum credit card is Bendigo Bank's premium low interest rate product. Featuring a competitive Purchase interest rate of 11.99% p.a., and including up to 55 interest free days, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 10% lowest purchase rates. Further, the product has a $89 annual fee.

Considering its key features, this card is most suitable to someone who wants the peace of mind that if they do need to pay interest from time to time, the rate will be competitive. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

This product is currently not available for sale.

Product Details
With all the benefits of a low rate credit card, alongside premium features such as mobile phone and tablet insurance and purchase protections, plus access to Mastercard Priceless Cities exclusive experiences and offers - our Low Rate Platinum Credit Card is truly something special."
- Bendigo Bank

No rewards program

Account Fees

$89 annual account fee

Transaction Fees

3.00% international transaction fee

Other fees may apply.


11.99% p.a. variable purchase rate

13.99% p.a. variable cash advance rate

Up to 55 interest free days on purchases


Extended warranty

Best Price Guarantee

Mobile phone and tablet insurance

Purchase protection

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