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Bendigo Bank Platinum Rewards Credit Card

The Bendigo Bank Platinum Rewards Credit Card offers . Ongoing benefits include Bendigo Bank Rewards Points earned on eligible purchases, and complimentary travel insurance.


Updated 27 March 2024


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Expert Review

The Bendigo Bank Platinum Rewards credit card is Bendigo Bank's mid-tier Bendigo Bank Rewards product. This is also the only credit card Bendigo Bank offers in the mid-tier Bendigo Bank Rewards category. Featuring a competitive points earn rate which is Bendigo Bank's highest and uncapped, the card provides premium features such as insurances. Further, the product has a $89 annual fee, including up to 55 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
Platinum Rewards Credit Card lets you earn points as you shop, which you can redeem online for a huge range of goods and services. With a range of added insurances, purchase protections, plus access to Mastercard Priceless Cities exclusive experiences and special offers, it's the only card you'll need."
- Bendigo Bank
Rewards

Earn Bendigo Bank Rewards Points

1.5points per $1 spent

Fees
Account Fees

$89 annual account fee

Transaction Fees

3.00% international transaction fee

Other fees may apply.

Rates

19.99% p.a. variable purchase rate

21.99% p.a. variable cash advance rate

Up to 55 interest free days on purchases

Features
Insurance

Overseas travel insurance

Domestic Flight Inconvenience Insurance

Rental vehicle excess insurance

Purchase protection insurance

Extended warranty insurance

Offers
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Bendigo Bank website.

More information
^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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