HomePersonal LoansBendigo BankBendigo Unsecured Personal Loan

Bendigo Unsecured Personal Loan

The Bendigo Unsecured Personal Loan offers rates from 12.79% p.a. (14.89% p.a. comparison rate*). on loans from $2,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The Bendigo Unsecured Personal Loan is a fixed-rate loan from Bendigo Bank. It offers borrowers a clear and consistent repayment schedule. The interest rate is 12.79% p.a. The comparison rate is 14.89% p.a.. You can borrow from $2,000 with terms ranging from 1 to 7 years. The loan has a $250 establishment fee. There are ongoing monthly fees of $5. A loan closure fee of $20 may also apply.

This personal loan is great for consolidating existing debt, funding home renovations, or financing travel plans. It provides the predictability of fixed repayments. You can also redraw any extra repayments you have made. This feature gives you greater control over your finances during the loan term.

Product Details
Fees

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$250 establishment fee

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$5 ongoing monthly fee

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$20 early repayment fee may apply

Other fees may apply.

Rates

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Fixed rate of 12.79% p.a.

Loan Amount

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From $2,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

Features

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Redraw extra repayments that you have made

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Bendigo Bank website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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