HomePersonal LoansBendigo BankBendigo Unsecured Personal Loan

Bendigo Unsecured Personal Loan

The Bendigo Unsecured Personal Loan offers rates from 12.79% p.a. (14.89% p.a. comparison rate*). on loans from $2,000.


Updated 18 March 2025


Fact checked and verified. Updated 18 March 2025
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Expert Review

The Bendigo Unsecured Personal Loan is a fixed-rate loan from Bendigo Bank. It has an interest rate of 12.79% p.a. The comparison rate is 14.89% p.a.. Borrowers can access amounts starting from $2,000. Loan terms range from one to seven years. An establishment fee of $250 applies at the start. There is also a $5 monthly ongoing fee. A $20 loan closure fee may be charged for early repayment or final loan settlement.

This personal loan is great for individuals looking to consolidate existing debts. It can also be used for home renovations or to finance travel plans. Borrowers benefit from predictable fixed repayments. Additionally, the loan offers redraw flexibility. This allows access to extra repayments made earlier if needed during the loan term.

Product Details
Fees

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$250 establishment fee

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$5 ongoing monthly fee

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$20 early repayment fee may apply

Other fees may apply.

Rates

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Fixed rate of 12.79% p.a.

Loan Amount

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From $2,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

Features

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Redraw extra repayments that you have made

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Bendigo Bank website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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