Beyond Bank Term Deposit
Beyond Bank Term Deposit review. Rates up to 4.80% p.a.
Updated 3 April 2026
Fact checked and verified. Updated 3 April 2026
Interest Rates
$2,000+ deposit(% p.a.)
Term
Monthly
Interest
Interest
Interest
at Maturity/
Annually
at Maturity/
Annually
3 months
-
3.85%
6 months
-
4.20%
9 months
-
3.70%
12 months
4.45%
4.55%
24 months
4.25%
4.35%
36 months
3.50%
3.60%
48 months
-
3.60%
$50,000+ deposit(% p.a.)
Term
Monthly
Interest
Interest
Interest
at Maturity/
Annually
at Maturity/
Annually
3 months
-
4.10%
6 months
-
4.35%
9 months
-
3.80%
12 months
4.60%
4.70%
24 months
4.40%
4.50%
$50,000+ deposit(% p.a.)
Term
Monthly
Interest
Interest
Interest
at Maturity/
Annually
at Maturity/
Annually
36 months
3.55%
3.65%
48 months
-
3.65%
$200,000+ deposit(% p.a.)
Term
Monthly
Interest
Interest
Interest
at Maturity/
Annually
at Maturity/
Annually
3 months
-
4.20%
6 months
-
4.55%
9 months
-
3.85%
12 months
4.70%
4.80%
24 months
4.50%
4.60%
Product Details
Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exactly what your investment is worth."
- Beyond Bank
Early withdrawal
•
31 daysnotice is required for early withdrawal of funds
•
$25 early withdrawal fee
•
An adjustment to your interest may apply
Feature
•
Option to pay interest monthly, annually, or at maturity
•
Investments from $2,000
TMD
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Beyond Bank website.
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