Beyond Bank Term Deposit
Beyond Bank Term Deposit review. Rates up to 3.90% p.a.
Updated 2 January 2026
Fact checked and verified. Updated 2 January 2026
Interest Rates
$2,000+ deposit(% p.a.)
Term
Monthly
Interest
Interest
Interest
at Maturity/
Annually
at Maturity/
Annually
3 months
-
3.30%
6 months
-
3.45%
9 months
-
3.50%
12 months
3.55%
3.65%
24 months
3.20%
3.30%
36 months
3.10%
3.20%
48 months
-
3.20%
$50,000+ deposit(% p.a.)
Term
Monthly
Interest
Interest
Interest
at Maturity/
Annually
at Maturity/
Annually
3 months
-
3.55%
6 months
-
3.60%
9 months
-
3.60%
12 months
3.70%
3.80%
$50,000+ deposit(% p.a.)
Term
Monthly
Interest
Interest
Interest
at Maturity/
Annually
at Maturity/
Annually
24 months
3.25%
3.35%
36 months
3.15%
3.25%
48 months
-
3.25%
$200,000+ deposit(% p.a.)
Term
Monthly
Interest
Interest
Interest
at Maturity/
Annually
at Maturity/
Annually
3 months
-
3.65%
6 months
-
3.80%
9 months
-
3.65%
12 months
3.80%
3.90%
Product Details
Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exactly what your investment is worth."
- Beyond Bank
Early withdrawal
•
31 daysnotice is required for early withdrawal of funds
•
$25 early withdrawal fee
•
An adjustment to your interest may apply
Feature
•
Option to pay interest monthly, annually, or at maturity
•
Investments from $2,000
TMD
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Beyond Bank website.
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