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BOQ Blue Visa Credit Card

The BOQ Blue Visa Credit Card offers a range of benefits including Q Rewards Points earned on eligible purchases.


Updated 28 August 2026


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Expert Review

The BOQ Blue Visa credit card is BOQ's entry level Q Rewards product. Featuring a competitive points earn rate which is uncapped, the card provides great value. Further, the product has a $89 annual fee, including up to 44 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include no additional cardholder fees.

This review is produced using a programmatic methodology designed by our product experts and automatically updated to reflect current product information. AI may be used to improve readability. This content is general information and should be verified with the product provider.
Product Details
Money Magazine’s Best Rewards Credit Card for 2020, our Blue Visa Credit Card rewards you when you buy – earning you 1 Q Rewards credit card point for every dollar of eligible spend, which you can put towards just about anything."
- BOQ
Rewards

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Earn Q Rewards Points

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1point per $1 spent

Fees
Account Fees

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$89 annual account fee

Transaction Fees

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3.30% international transaction fee

Other fees may apply.

Rates

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20.99% p.a. variable purchase rate

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21.99% p.a. variable cash advance rate

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Up to 44 interest free days on purchases

Features
Insurance

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Purchase Cover Insurance

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Guaranteed Pricing Scheme

Offers
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the BOQ website.

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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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