HomeCar LoansBOQFixed Rate Flexible Car Loan

BOQ Fixed Rate Flexible Car Loan

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The BOQ Fixed Rate Flexible Car Loan offers rates from 7.39% p.a. (8.19% p.a. comparison rate*). on loans of $5,000 to $80,000.


Updated 23 June 2025


Fact checked and verified. Updated 23 June 2025
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Expert Review

The BOQ Fixed Rate Flexible Car Loan is a secured loan for vehicle purchases. It has a fixed interest rate of 7.39% p.a. (8.19% p.a. comparison rate). Loan amounts range from $5,000 to $80,000. Terms are flexible, lasting from 1 to 7 years. There is an establishment fee of $195. An ongoing monthly fee of $7 also applies. This ensures transparent costs throughout the repayment period.

This car loan is a good choice for those who want fixed repayments. It helps reduce overall interest costs. You can also redraw any extra repayments you have made. This adds financial flexibility when needed. There are no fees for paying off the loan early. This gives borrowers more control without extra charges.

Product Details
Fees

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$195 establishment fee

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$7.5 ongoing monthly fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate of 7.39% p.a.

Loan Amount

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From $5,000 to $80,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Secured loan

Features

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Redraw extra repayments that you have made

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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