HomePersonal LoansBOQFixed Rate Unsecured Personal Loan

BOQ Fixed Rate Unsecured Personal Loan

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The BOQ Fixed Rate Unsecured Personal Loan offers rates from 10.99% p.a. (11.71% p.a. comparison rate*). on loans of $3,000 to $40,000.


Updated 23 June 2025


Fact checked and verified. Updated 23 June 2025
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Expert Review

The BOQ Fixed Rate Unsecured Personal Loan has a fixed interest rate of 10.99% p.a. The comparison rate is 11.71% p.a.* Loan amounts range from $3,000 to $40,000. This unsecured loan offers flexible terms between 1 and 7 years. There is an establishment fee of $150 and a monthly fee of $7. The fixed rate ensures consistent repayment amounts throughout the loan term. This helps borrowers with budgeting and financial planning.

This personal loan is great for individuals looking to consolidate existing debt, fund home renovations, or finance travel plans. It offers the predictability of fixed repayments. You can also redraw any extra repayments made earlier. There are no fees for repaying the loan early. This provides greater flexibility to manage your borrowing as your circumstances change.

Product Details
Fees

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$150 establishment fee

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$7.5 ongoing monthly fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate of 10.99% p.a.

Loan Amount

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From $3,000 to $40,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

Features

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Redraw extra repayments that you have made

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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