The BOQ Low Rate Credit Card offers 0% p.a. for 12 months on purchases. Ongoing benefits include a low ongoing interest rate.
Updated 18 May 2022
As the name suggests, the BOQ Low Rate credit card is BOQ's low interest rate product. This is also the only credit card BOQ offers in the low interest rate category. Featuring a competitive Purchase interest rate of 13.49%, which is BOQ's lowest, and including up to 55 interest free days, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% lowest purchase rates. Further, the product has a $55 annual fee. As a result, this card ranks among the lowest 25% annual fee products.
Considering its key features, this card is most suitable to someone who wants the peace of mind that if they do need to pay interest from time to time, the rate will be competitive.
No rewards program
$55 annual account fee
3.40% international transaction fee
Other fees may apply.
13.49% p.a. purchase rate
21.49% p.a. cash advance rate
Up to 55 interest fee days on purchases
0% p.a. for 12 monthson purchases
0% for 12 monthson balance transfers, reverts to 21.49% p.a.
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the BOQ website.