The BOQ Platinum Visa Credit Card offers 150,000 bonus Q Rewards Points. Ongoing benefits include Q Rewards Points earned on eligible purchases, and complimentary travel insurance.
Updated 27 November 2023
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The BOQ Platinum Visa credit card is BOQ's mid-tier Q Rewards product. Featuring a relatively high points earn rate which is BOQ's highest and uncapped, the card provides premium features such as insurances. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has a $129 annual fee, including up to 55 interest free days.
Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.
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Earn Q Rewards Points
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2points per $1 spent
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$129 annual account fee
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No additional cardholder fee
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Up to 4 additional cardholders
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3.40% international transaction fee
Other fees may apply.
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20.74% p.a. variable purchase rate
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21.74% p.a. variable cash advance rate
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Up to 55 interest free days on purchases
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Complimentary travel insurance
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Extended Warranty Insurance
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Complimentary Purchase Cover Insurance
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Guaranteed Pricing Scheme
150,000bonus points
0% for 14 monthson balance transfers, reverts to 21.74% p.a.
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the BOQ website.