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BOQ Platinum Visa Credit Card

The BOQ Platinum Visa Credit Card offers 100,000 bonus Q Rewards Points. Ongoing benefits include Q Rewards Points earned on eligible purchases, and complimentary travel insurance.


Updated 2 May 2025


Fact checked and verified. Updated 2 May 2025
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Expert Review

The BOQ Platinum Visa credit card is BOQ's mid-tier Q Rewards product. Featuring a relatively high points earn rate which is BOQ's highest and uncapped, the card provides premium features such as insurances. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has a $149 annual fee, including up to 44 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

Bonus Points, Balance Transfer and discounted Annual Fee in first year.
For a limited time the BOQ Platinum Visa credit card has a bonus Q Rewards Points offer, where you could receive 100,000 bonus Q Rewards Points in the first year. Also, the product has a special 0% p.a. Balance Transfer offer for 12 months. Of note, there is also a 100% p.a. Balance Transfer fee which should be considered when evaluating the overall benefit of this offer. In addition, the product also has a $75 annual fee in first year, which is a saving of $74 from the standard fee of $149. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
Everything you need, with all of the platinum credit card benefits – including 2 Q Rewards credit card points earned on every dollar of eligible spend, complimentary purchase cover insurance, complimentary international travel insurance, and more."
- BOQ
Rewards

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Earn Q Rewards Points

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2points per $1 spent

Fees
Account Fees

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$149 annual account fee

Additional Cardholder Fees

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No additional cardholder fee

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Up to 4 additional cardholders

Transaction Fees

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3.40% international transaction fee

Other fees may apply.

Rates

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20.99% p.a. variable purchase rate

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21.99% p.a. variable cash advance rate

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Up to 44 interest free days on purchases

Features
Insurance

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Complimentary travel insurance

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Extended Warranty Insurance

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Complimentary Purchase Cover Insurance

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Guaranteed Pricing Scheme

Offers
Bonus Points Offer

100,000bonus points

0% for 12 monthson balance transfers (100.00% BT fee applies), reverts to 21.99% p.a.

$75annual fee in first year

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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the BOQ website.

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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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