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BOQ Term Deposit

BOQ Term Deposit review. Rates up to 4.00% at maturity.


Updated 25 October 2025


Fact checked and verified. Updated 25 October 2025
Interest Rates
$1,000 up to $4,999 deposit(% p.a.)
Term
Monthly
Interest
Interest
at Maturity/
Annually

1 month

-

0.05%

2 months

-

0.08%

3 months

-

0.10%

4 months

-

0.10%

5 months

-

0.10%

6 months

-

0.10%

7 months

-

0.10%

8 months

-

0.10%

9 months

-

0.15%

10 months

-

0.15%

11 months

-

0.15%

12 months

-

0.15%

24 months

-

0.15%

36 months

-

0.15%

48 months

-

0.15%

$5,000 up to $249,999 deposit(% p.a.)
Term
Monthly
Interest
Interest
at Maturity/
Annually

1 month

-

0.75%

2 months

-

0.80%

3 months

-

2.25%

4 months

-

4.00%

5 months

-

1.25%

6 months

-

4.00%

7 months

-

3.90%

8 months

-

3.80%

9 months

-

3.85%

10 months

-

1.75%

11 months

-

1.75%

12 months

-

3.90%

24 months

-

3.00%

36 months

-

3.00%

48 months

-

3.00%

Product Details
Rewarding you with higher interest on balances over $5,000. Enjoy the security of a fixed rate for your nominated term"
- BOQ
Early withdrawal

•

31 daysnotice is required for early withdrawal of funds

•

$30 early withdrawal fee

•

An adjustment to your interest may apply

Feature

•

Interest paid annually

•

Investments between $1,000 and $2,000,000

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the BOQ website.

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