Citi Clear Credit Card

The Citi Clear Credit Card offers 0% for 15 months on balance transfers, plus 0% for 36 months on balance transfers.

Updated 18 May 2022

Expert Review

The Citi Clear credit card is one of Citi's mid-tier No Reward Points products. Featuring a $99 annual fee, including up to 55 interest free days.

Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

This Citi Clear credit card currently features a choice of two introductory offers.

Product Details
The low-rate card that’s loaded with perks."
- Citi

No rewards program

Account Fees

$99 annual account fee

Additional Cardholder Fees

No additional cardholder fee

Up to 4 additional cardholders

Transaction Fees

3.40% international transaction fee

Other fees may apply.


14.99% p.a. purchase rate

22.24% p.a. cash advance rate

Up to 55 interest fee days on purchases


Guaranteed Pricing Scheme

Purchase Cover Insurance

Extended Warranty Insurance

Transit Accident Insurance

Balance Transfer Offer

0% for 15 monthson balance transfers, reverts to 22.24% p.a.

$49annual fee in first year

$250cash back

Balance Transfer Offer

0% for 36 monthson balance transfers, reverts to 22.24% p.a.

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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Citi website.

points per
$1 spend*
Alternative Credit Cards
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