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Citi Personal Loan Plus

The Citi Personal Loan Plus offers rates from 10.90% p.a. (11.19% p.a. comparison rate*). on loans of $2,000 to $55,000.


Updated 18 March 2025


Fact checked and verified. Updated 18 March 2025
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Expert Review

The Citi Personal Loan Plus is an unsecured loan with a variable interest rate of 10.90% p.a. The comparison rate is 11.19% p.a.. Loan amounts range from $2,000 to $55,000. Repayment terms are flexible, lasting three to five years. There is an establishment fee of $199. No ongoing monthly fees apply. This offers a simple and clear cost structure for managing your finances.

This personal loan is suitable for individuals who want to consolidate existing debt. It can also be used for home renovations or to finance travel plans. Additionally, the Citi Personal Loan Plus has no early repayment fees. This allows borrowers to pay off their loan early without extra costs.

Product Details
Fees

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$199 establishment fee

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$0 annual fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate of 10.90% p.a.

Loan Amount

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From $2,000 to $55,000

Loan Terms

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3, 4 or 5 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Citi website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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