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Citi Premier Credit Card

(no longer for sale)

The Citi Premier Credit Card offers a range of benefits including Citi Rewards Points earned on eligible purchases, complimentary travel insurance.


Updated 4 December 2025


Fact checked and verified. Updated 4 December 2025
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Expert Review

The Citi Premier credit card is one of Citi's premium Citi Rewards products. Featuring a relatively high points earn rate, the card provides premium features such as insurances. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has a $300 annual fee, including up to 44 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

This product is currently not available for sale.

Product Details
Step into a world of greater rewards with the Citi Premier credit card."
- Citi
Rewards

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Earn Citi Rewards Points

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1point per $1 spent

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200,000 annual points cap

Fees
Account Fees

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$300 annual account fee

Additional Cardholder Fees

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No additional cardholder fee

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Up to 4 additional cardholders

Transaction Fees

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3.40% international transaction fee

Other fees may apply.

Rates

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22.49% p.a. variable purchase rate

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22.99% p.a. variable cash advance rate

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Up to 44 interest free days on purchases

Features
Insurance

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Guaranteed Pricing Scheme

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Purchase Cover Insurance

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Extended Warranty Insurance

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International Travel Insurance

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Transit Accident Insurance

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Interstate Flight Inconvenience

Offers
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Citi website.

More information
^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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