HomeCredit CardsCitiPremier

Citi Premier Credit Card

The Citi Premier Credit Card offers up to 200,000 bonus Citi Rewards Points, or $600 cash back, or $750 Luxury Escapes Gift Card. Ongoing benefits include Citi Rewards Points earned on eligible purchases, and complimentary travel insurance.


Updated 27 November 2023

Already have a credit card?

See if there's a better deal in 60 Seconds

Get Started

* See details below

Expert Review

The Citi Premier credit card is one of Citi's premium Citi Rewards products. Featuring a competitive points earn rate, the card provides premium features such as insurances. Further, the product has a $300 annual fee, including up to 55 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

This Citi Premier credit card currently features a choice of three introductory offers.

Offer 1: Bonus Points and discounted Annual Fee in first year.
For a limited time the Citi Premier credit card has a bonus Citi Rewards Points offer, where you could receive 150,000 bonus Citi Rewards Points in the first year and 50,000 bonus Citi Rewards Points in the second year. In addition, the product also has a $150 annual fee in first year, which is a saving of $150 from the standard fee of $300. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.
Offer 2: $600 cash back.
For a limited time the Citi Premier credit card has a $600 cash back offer. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.
Offer 3: $750 Luxury Escapes Gift Card and discounted Annual Fee in first year.
For a limited time the Citi Premier credit card has a $750 Luxury Escapes Gift Card offer. In addition, the product also has a $150 annual fee in first year, which is a saving of $150 from the standard fee of $300. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
Step into a world of greater rewards with the Citi Premier credit card."
- Citi
Rewards

Earn Citi Rewards Points

1point per $1 spent

200,000 annual points cap

Fees
Account Fees

$300 annual account fee

Additional Cardholder Fees

No additional cardholder fee

Up to 4 additional cardholders

Transaction Fees

3.40% international transaction fee

Other fees may apply.

Rates

21.49% p.a. variable purchase rate

22.24% p.a. variable cash advance rate

Up to 55 interest free days on purchases

Features
Insurance

Guaranteed Pricing Scheme

Purchase Cover Insurance

Extended Warranty Insurance

International Travel Insurance

Transit Accident Insurance

Interstate Flight Inconvenience

Offers
Bonus Points Offer

up to 200,000bonus points

$150annual fee in first year

150,000 bonus points in year 1 + 50,000 bonus points in year 2.
Cash Back Offer

$600cash back

Cash Back Offer

$150annual fee in first year

$750Luxury Escapes Gift Card

Already have this credit card?

See if there's a better deal in 60 Seconds

Get Started
TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Citi website.

Alternative Credit Cards
More information
^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
Copyright © 2023 Stay or Go Pty Ltd
Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.