The Citi Rewards Credit Card offers 100,000 bonus Citi Rewards Points, or 0% p.a. for 12 months on purchases. Ongoing benefits include Citi Rewards Points earned on eligible purchases, and complimentary travel insurance.
Updated 8 December 2023
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The Citi Rewards credit card is Citi's mid-tier Citi Rewards product. Featuring a competitive points earn rate which is Citi's highest and uncapped, the card provides premium features such as insurances. Further, the product has a $149 annual fee, including up to 55 interest free days.
Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products.
This Citi Rewards credit card currently features a choice of two introductory offers.
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Earn Citi Rewards Points
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1point per $1 spent up to $10,000
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$149 annual account fee
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$90 additional cardholder fee
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Up to 4 additional cardholders
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3.40% international transaction fee
Other fees may apply.
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21.49% p.a. variable purchase rate
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22.24% p.a. variable cash advance rate
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Up to 55 interest free days on purchases
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Guaranteed Pricing Scheme
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Purchase Cover Insurance
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Extended Warranty Insurance
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International Travel Insurance
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Transit Accident Insurance
100,000bonus points
$99annual fee in first year
0% p.a. for 12 monthson purchases
0% for 12 monthson balance transfers, reverts to 22.24% p.a.
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Citi website.