Citi Rewards - Velocity Credit Card
The Citi Rewards - Velocity Credit Card offers a range of benefits including Velocity Points via Citi Rewards earned on eligible purchases, complimentary travel insurance.
Updated 23 June 2025
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The Citi Rewards - Velocity credit card is Citi's mid-tier Velocity Frequent Flyer product. Featuring a relatively low points earn rate which is uncapped, the card provides premium features such as insurances. This card earns Citi Rewards Points, which can be converted to a variety of rewards, including Velocity Points. Further, the product has a $199 annual fee, including up to 44 interest free days.
Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products.
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Earn Velocity Points via Citi Rewards#
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0.4points per $1 spent up to $10,000
# This product earns Citi Rewards Points which can be converted to Velocity Points. For your convenience, all above references to points are in the Velocity Points currency.
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$199 annual account fee
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$90 additional cardholder fee
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Up to 4 additional cardholders
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3.40% international transaction fee
Other fees may apply.
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22.49% p.a. variable purchase rate
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22.99% p.a. variable cash advance rate
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Up to 44 interest free days on purchases
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Guaranteed Pricing Scheme
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Purchase Cover Insurance
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Extended Warranty Insurance
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International Travel Insurance
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Transit Accident Insurance
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Citi website.