Coles Rewards Mastercard
The Coles Rewards Mastercard offers 50,000 bonus Flybuys Points. Ongoing benefits include Flybuys Points earned on eligible purchases, and no international transaction fees.
Updated 3 April 2024
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The Coles Rewards Mastercard is one of Coles' entry level Flybuys products. Featuring a relatively high points earn rate which is Coles' highest and uncapped, the card provides great value. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 5% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has a $99 annual fee, including up to 55 interest free days. And for anyone who is planning on travelling or making purchases online from international companies, this product charges no foreign transaction fees, which can create significant savings.
Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include no foreign transaction fees, which are commonly around 3 p.a., this product is great for anyone who makes overseas purchases online, or anyone planning on travelling overseas and no additional cardholder fees.
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Earn Flybuys Points
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2points per $1 spent up to $3,000, then 1 per statement
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$99 annual account fee
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No additional cardholder fee
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Up to 4 additional cardholders
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No international transaction fee
Other fees may apply.
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19.99% p.a. variable purchase rate
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19.99% p.a. variable cash advance rate
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Up to 55 interest free days on purchases
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Purchase Protection Insurance
50,000bonus points
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Coles website.