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CommBank Awards Credit Card

The CommBank Awards Credit Card offers . Ongoing benefits include CommBank Awards Points earned on eligible purchases.


Updated 3 July 2025


Fact checked and verified. Updated 3 July 2025
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Expert Review

The CommBank Awards credit card is CommBank's entry level CommBank Awards product. Featuring a competitive points earn rate which is uncapped, the card provides great value. Further, the product has a $8 monthly fee, including up to 44 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include no additional cardholder fees.

To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
For customers who want a lower annual fee and credit limit, but still like to earn Awards points."
- CommBank
Rewards

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Earn CommBank Awards Points

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1point per $1 spent up to $2,000, then 0.5 per statement

Fees
Account Fees

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$8 monthly account fee

Additional Cardholder Fees

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No additional cardholder fee

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Up to 1 additional cardholder

Transaction Fees

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3.50% international transaction fee

Other fees may apply.

Rates

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20.99% p.a. variable purchase rate

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21.99% p.a. variable cash advance rate

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Up to 44 interest free days on purchases

Offers
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the CommBank website.

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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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