HomePersonal LoansCommBankFixed Rate Personal Loan

CommBank Fixed Rate Personal Loan

The CommBank Fixed Rate Personal Loan offers rates from 7.75% p.a. (9.15% p.a. comparison rate*). on loans of $4,000 to $50,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The CommBank Fixed Rate Personal Loan is an unsecured loan. It offers a fixed interest rate from 7.75% to 19.75% p.a. The comparison rate ranges from 9.15% to 21.05% p.a.. Loan amounts range between $4,000 and $50,000. Terms are flexible, lasting from one to seven years. There is an establishment fee of $250. A monthly ongoing fee of $15 also applies. This ensures transparency in repayment obligations.

This loan is suitable for individuals looking to consolidate existing debt. It can also be used for home renovations or to finance travel plans. Borrowers benefit from the predictability of fixed repayment amounts. Additionally, same-day loan financing is available. This offers convenience for those needing quick access to funds. It does not compromise structured repayment terms.

Product Details
Fees

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$250 establishment fee

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$15 ongoing monthly fee

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Early repayment fee may apply

Other fees may apply.

Rates

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Fixed rate from 7.75% to 19.75% p.a.

Loan Amount

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From $4,000 to $50,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the CommBank website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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